Back 2 School Health Fair at Brooke Army Medical Center

Bring your family out for this event! 🙂

Auto Insurance Savings…

Here’s another money saving tip:

If you have USAA since I know alot of the followers do as do I, if you check out GEICO, you can save on your Auto insurance policy. ( I never thought I would say another company outbeats USAA :-O )

I just ran through the steps and will save $880.00 a year!! WOW!! $440 every 6 months savings!!

Things that can help, increase your deductible for all deductibles to $1000. That helps.  Your mileage for work and your yearly mileage on your vehicle. Calculate that.

Now Compare whatever you currently have with USAA or any other company give GEICO the same information and see if you save. If not, stick with what you have, but you have to shop around if you want to save money.

 

Hopes this helps!! 🙂

 

P.S. Already have two co-workers that switched over and are saving $500 every 6 months…

Straight Talk Home Phone

You can get a straight talk home phone for $15 bucks a month. UNLIMITED* NATIONWIDE CALLING Local and Long Distance Calling includes voice mail, caller ID, 3-way calling, call waiting, call forwarding, E911 and 411 at no extra cost.

This is great for those that don’t want to pay the extra included in your cable bill to have a home phone if you haven’t switched to Apple TV or Roku. For more info check out the link. Click on the picture below.

Hope this helps..

 

Tax Withholding…

If you haven’t done this already, you can increase or to decrease your income tax withholding during the furlough. So if you are withholding at Zero, increase to 8 or 10. The max is Ten. What this does is pretty much balances you out since you will only be taxed on what you make. So since we are currently only getting paid for 32 hours per week vs 40 hours, it should balance out where you will continue to receive the same amount you would get working 40 hours per week vs 32 hours per week.

 

(You can change your withholding on Mypay. It will look like this.)

 

 

 

 

 

 

 

 

**Note: Plsss consult your Tax Adviser. Everyone has different life situations.. I am not a Tax adviser. I am just giving you tips to help you during the furlough based on what I have done.

 

**Also make sure once the furlough stops, you switch back to what you would normally withhold out of your paycheck for taxes. You don’t want to owe taxes next year because you didn’t switch it back.**

One more thing, ask your tax adviser where you should have your withholding’s so you get most of your money throughout the year. If you like getting a big check every year, then leave it like it is, but if you want to see most of your money through the year like I do, up your withholding’s so that you either even out or get little back from your refund..

Hopes this helps you guys!! 🙂

Another money saving tip….

If you haven’t done so already, call your cell phone company and cable company and let them know you are being furloughed and that you can’t afford to pay them and see what type of deal you can get. I called AT&T and explained my situation and they worked out a great deal for us. So call today don’t wait so you can continue to save money on your bills.

 

Motivation: “Control what you can control, change what you can change and everything else leave it to our Father.”

 

P.S. For those that haven’t done so already, pls re-think getting an Apple TV or Roku box. There is great saving in switching over. Hooked up my box this weekend and OMG, AMAZING!!! We love it!!!

 

Hulu+ and Amazon Prime are the two subscriptions we will use.

For local news channels just get a HD box from Best buy or Walmart, very cheap and inexpensive.

 

Hope this helps you guys… 🙂

Looking for local groups to join to network..

So I found out that if you go to www.meetup.com

You can find groups in the local area that have some of the same interest like you for example, if you are a big Golf Lover, they have a Golf Group, or a big Hiking lover, they have a Hiking Group. If you like reading, they have a Readers Group, a Coffee Group, Real Estate Investment Group. It’s amazing. I will be signing up for my Group of choice. This will help you to build relationships, network, grow and step outside of your BOX. 🙂 For those that work on Ft. Sam Houston, BAMC has a group for Active Duty spouses and Retirees, its called BAMC Auxillary. Check it out!!

Hope this information was valuable!! As always Enjoy!!

If you do not live in the local area, you can put in your zipcode to find groups in your city or state.

Until next time… 😉

Yesterdays Event…

Soooo, I went to Best Buy to purchase some items and OMG, found out that I can get shopkick points for purchasing. So of course I received my kicks for walking in and then I received kicks for scanning the new Smart TV and then…… I got more kicks for buying items. Almost close to my Starbucks Giftcard. Which I can’t wait to get, I soooo LUV me some STARBUCKS!! LOL 🙂

Just so you guys know, I posted some really good Real Estate info for those who are military, ex-military, disabled vet and so forth. I hope it truly helps you guys. I will post more for those who are not military.. wouldn’t dare want to leave you guys out. But you do get the Homestead Exemption so that is pretty cool which will save you on taxes. So make sure to put in for things like this to add more money in your pocket.

Had an Amazing family day yesterday with my family at the Park Picnic!! Awesome!!! got to feed the lovely ducks and watch the kids play… FUN.. FUN..FUN…..

Thats all for now, I hope these little tid bits of info is helping somebody out there.

Until next time… 🙂